Terms & Conditions

For the purposes of these Terms & Conditions, the following definitions apply throughout this document:

• "123bingo," "we," "us," or "our" refers to the 123bingo online gaming platform and its operating entity, accessible at https://123bingo.net.
• "Platform" refers to the 123bingo website, mobile-optimized interface, and all associated gaming services, tools, and features made available to registered users.
• "Player," "you," or "your" refers to any individual who accesses, registers on, or uses the 123bingo Platform in any capacity.
• "Account" refers to the registered user profile created by a Player upon completing the 123bingo registration process.
• "Wager" or "Bet" refers to any real-money stake placed by a Player on any game or event available through the Platform.
• "Bonus Funds" refers to any promotional credits, free spins, or non-cash incentives credited to a Player's Account by 123bingo.
• "Real Money Balance" refers to funds deposited by the Player using a supported Philippine payment method, including GCash, PayMaya, BPI, BDO, or Metrobank.
• "PAGCOR" refers to the Philippine Amusement and Gaming Corporation, the primary regulatory body overseeing gaming activities in the Philippines.
• "Prohibited Jurisdiction" refers to any country, territory, or region from which access to or use of the Platform is restricted or prohibited under applicable law.

To be eligible to register and use the 123bingo Platform, you must satisfy all of the following conditions at the time of registration and at all times during your use of the Platform:

• You are at least 21 years of age.
• You are a resident of or physically located in the Philippines or another jurisdiction where online gaming is lawfully permitted.
• You are not accessing the Platform from a Prohibited Jurisdiction.
• You are not a current employee, contractor, director, officer, or agent of 123bingo, nor an immediate family member of any such person.
• You have not previously been self-excluded from the 123bingo Platform or had your Account suspended or terminated for a violation of these Terms.
• You are acting on your own behalf and not as an agent or representative of any third party.
• You have the legal capacity to enter into a binding agreement under the laws of the Philippines.

123bingo reserves the right to request documentary proof of age and identity at any time. Accounts found to belong to individuals under the age of 21 will be suspended immediately, all pending withdrawals will be cancelled, and any winnings generated will be forfeited.

To access real-money gaming features on the 123bingo Platform, you must create a registered Account. By completing the registration process, you represent and warrant that all information you provide is accurate, current, and complete.

• Each Player is permitted to hold only one (1) Account on the 123bingo Platform. The creation of duplicate or multiple accounts by the same individual is strictly prohibited and may result in the suspension or permanent closure of all associated accounts.
• You are solely responsible for maintaining the confidentiality of your Account login credentials, including your username and password. You must not share your login details with any other person.
• You must notify 123bingo immediately if you suspect unauthorized access to your Account or any breach of your Account security.
• 123bingo will not be liable for any losses arising from unauthorized use of your Account where you have failed to maintain the security of your login credentials.
• You agree to keep your Account information up to date. Providing false, misleading, or outdated information may result in Account suspension and forfeiture of funds.
• Account registration is subject to identity verification. 123bingo may request government-issued identification, proof of address, or other documentation at any stage of the registration or withdrawal process.

123bingo accepts deposits in Philippine Pesos (PHP / ₱) through the following supported payment methods: GCash, PayMaya, BPI, BDO, and Metrobank. Additional payment methods may be made available from time to time at 123bingo's discretion.

• All deposits must be made from a payment account that is registered in your own name. Third-party deposits are strictly prohibited.
• Minimum and maximum deposit limits apply and are displayed at the time of transaction. These limits may vary by payment method and Account verification status.
• Deposits are generally credited to your Account in real time. In the event of a delay, you should contact 123bingo support with your transaction reference number.
• 123bingo does not charge fees for standard deposits; however, your payment provider may apply their own transaction charges. You are responsible for any such third-party fees.
• 123bingo reserves the right to refuse or reverse any deposit that it reasonably suspects to be fraudulent, associated with money laundering, or in violation of these Terms.
• Deposited funds are held in your Real Money Balance and are available for wagering immediately upon confirmation of the transaction.

123bingo is committed to processing withdrawal requests promptly. GCash withdrawals are typically processed within five (5) minutes of approval. Bank transfer withdrawals to BPI, BDO, and Metrobank are processed within one (1) to three (3) business days, subject to verification requirements.

• Withdrawals may only be made to a payment account registered in your own name and matching the details on your 123bingo Account.
• A minimum withdrawal amount applies and is displayed in your Account dashboard at the time of the request.
• Before processing your first withdrawal, 123bingo may require completion of full KYC verification, including submission of a valid government-issued ID and proof of address.
• Bonus Funds are not directly withdrawable. Only winnings derived from completed wagering requirements on Bonus Funds may be converted to withdrawable Real Money Balance, subject to the applicable bonus terms.
• 123bingo reserves the right to delay or withhold withdrawal processing pending investigation of suspected fraud, bonus abuse, or breach of these Terms.
• In the event that a withdrawal is declined, 123bingo will notify you of the reason and, where possible, provide guidance on how to resolve the issue.

123bingo offers various bonuses and promotional offers to eligible Players from time to time. All bonuses are subject to the specific terms and wagering requirements published alongside each individual promotion, in addition to the general conditions set out below.

• Bonuses are credited as Bonus Funds and are subject to wagering requirements before any associated winnings may be withdrawn.
• Unless otherwise stated, each Player is entitled to claim each promotional offer once only. Attempting to claim a bonus multiple times through duplicate accounts or other means constitutes bonus abuse and will result in Account suspension.
• 123bingo reserves the right to modify, suspend, or withdraw any bonus or promotion at any time without prior notice.
• Bonuses may have an expiry period. Bonus Funds and associated winnings that are not used within the stated validity period will be forfeited automatically.
• Wagering requirements must be met using Real Money Balance before Bonus Funds are applied, unless the specific promotion states otherwise.
• 123bingo reserves the right to reclaim any bonus or associated winnings if it determines that the bonus was claimed in bad faith, through exploitation of a technical error, or in violation of these Terms.

All games available on the 123bingo Platform are governed by the individual game rules published within each game interface, as well as the general gameplay standards set out below.

• All slot and RNG-based table games use certified random number generation technology to ensure fair and unpredictable outcomes. 123bingo does not manipulate game results.
• Live dealer games are conducted using physical equipment monitored in real time. The decisions of the live dealer are final once the betting round has closed.
• In the event of a disconnection during a game round, the round will be completed automatically according to the game's rules. 123bingo is not liable for losses resulting from connectivity issues on the Player's end.
• In the event of a technical malfunction that affects the integrity of a game round, 123bingo reserves the right to void the affected round and return all wagers to the Players involved.
• Minimum and maximum bet limits apply to all games and are displayed within the game interface. These limits may vary by game, table, and Account tier.
• Bingo room rules, including ticket prices, prize structures, and jackpot conditions, are displayed within each individual bingo room prior to purchase of tickets.

The following conduct is strictly prohibited on the 123bingo Platform. Engaging in any of the following may result in immediate Account suspension, forfeiture of funds, and referral to relevant authorities where applicable:

• Registering more than one Account, or registering on behalf of another person.
• Providing false, inaccurate, or misleading information during registration or at any subsequent point.
• Using the Platform if you are under 21 years of age.
• Engaging in any form of collusion, cheating, or fraudulent activity in connection with any game or promotion.
• Using automated software, bots, scripts, or any other artificial means to interact with the Platform or gain an unfair advantage.
• Exploiting software bugs, errors, or vulnerabilities in the Platform. Any such vulnerabilities must be reported to 123bingo support immediately.
• Engaging in money laundering, structuring of transactions, or any other activity that violates Philippine anti-money laundering laws.
• Attempting to reverse-engineer, decompile, or otherwise tamper with the Platform's software or infrastructure.
• Harassing, threatening, or abusing other Players or 123bingo staff through any communication channel.
• Accessing the Platform from a Prohibited Jurisdiction using a VPN, proxy, or other circumvention tool.

123bingo is committed to promoting responsible gaming practices among all Players. We provide a range of tools to help Players manage their gaming activity and maintain control over their spending.

• Deposit Limits: Players may set daily, weekly, or monthly deposit limits from their Account settings. Limit reductions take effect immediately; increases are subject to a cooling-off period.
• Session Time Reminders: Players may configure alerts to notify them when a specified duration of continuous play has elapsed.
• Cooling-Off Periods: Players may temporarily suspend their Account for a period of 24 hours, 7 days, or 30 days without permanently closing their Account.
• Self-Exclusion: Players who wish to permanently or indefinitely exclude themselves from the Platform may do so through their Account settings or by contacting 123bingo support. Self-exclusion cannot be reversed during the chosen exclusion period.
• Reality Checks: The Platform displays session duration information to help Players stay aware of the time spent gaming.

If you believe you may have a gambling problem, we strongly encourage you to make use of the responsible gaming tools available in your Account and to seek support from qualified professionals. For more information, please visit our dedicated Responsible Gaming page.

All content on the 123bingo Platform, including but not limited to text, graphics, logos, icons, images, audio clips, game software, and the overall look and feel of the Platform, is the property of 123bingo or its content suppliers and is protected by applicable intellectual property laws.

• You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the Platform solely for your personal, non-commercial entertainment purposes.
• You may not reproduce, distribute, modify, create derivative works of, publicly display, or otherwise exploit any content from the Platform without the prior written consent of 123bingo.
• The 123bingo name, logo, and all related marks are trademarks of 123bingo. You may not use these marks without prior written authorisation.
• Third-party game content available on the Platform remains the intellectual property of the respective game providers and is subject to their own licensing terms.

To the fullest extent permitted by applicable law, 123bingo shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of the Platform, including but not limited to:

• Loss of winnings or profits resulting from technical malfunctions, connectivity issues, or Platform downtime.
• Losses arising from unauthorized access to your Account due to your failure to maintain the security of your login credentials.
• Any inaccuracy, error, or omission in game results caused by circumstances beyond 123bingo's reasonable control.
• Losses resulting from your reliance on information provided on the Platform that is subsequently found to be inaccurate or incomplete.

In all cases, 123bingo's total aggregate liability to you in connection with any single claim shall not exceed the total amount deposited by you into your Account in the thirty (30) days immediately preceding the event giving rise to the claim.

Nothing in these Terms shall limit or exclude 123bingo's liability for fraud, gross negligence, or any other liability that cannot be excluded or limited under applicable Philippine law.

Either party may terminate the Account relationship at any time, subject to the conditions set out below.

• Voluntary Closure: You may request closure of your Account at any time by contacting 123bingo support. Any Real Money Balance remaining in your Account at the time of closure will be returned to you via your registered payment method, subject to completion of any applicable KYC verification and wagering requirements on active bonuses.
• Termination by 123bingo: 123bingo reserves the right to suspend or permanently close your Account at any time, with or without prior notice, if it determines that you have breached these Terms, engaged in prohibited conduct, or if required to do so by applicable law or regulatory directive.
• Upon termination for breach of these Terms, 123bingo reserves the right to withhold any Real Money Balance pending investigation. Bonus Funds and associated winnings will be forfeited in all cases of termination for breach.
• Termination of your Account does not affect any rights or obligations that have accrued prior to the date of termination.

These Terms & Conditions shall be governed by and construed in accordance with the laws of the Republic of the Philippines, without regard to its conflict of law provisions.

• Any dispute, controversy, or claim arising out of or in connection with these Terms, or the breach, termination, or invalidity thereof, shall first be submitted to 123bingo's internal dispute resolution process by contacting our support team.
• If a dispute cannot be resolved through internal channels within thirty (30) days of submission, either party may refer the matter to the appropriate courts or regulatory bodies in the Philippines.
• You agree that any legal proceedings arising from these Terms shall be conducted exclusively in the courts of the Philippines.
• Nothing in this clause shall prevent 123bingo from seeking urgent injunctive or other equitable relief in any court of competent jurisdiction.

123bingo reserves the right to amend, update, or replace these Terms & Conditions at any time. When material changes are made, we will notify registered Players via email or a prominent notice on the Platform prior to the changes taking effect.

• Your continued use of the 123bingo Platform following the effective date of any amended Terms constitutes your acceptance of the revised Terms.
• If you do not agree with any amended Terms, you must cease using the Platform and may request Account closure in accordance with Section 12 of these Terms.
• The most current version of these Terms will always be available on this page, with the effective date clearly indicated at the top of the document.

If you have any questions, concerns, or complaints regarding these Terms & Conditions or the 123bingo Platform, please contact our support team. We aim to respond to all enquiries within 24 hours.

For responsible gaming support, please visit our Responsible Gaming page for a full list of tools and resources available to you.